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Model Pictured: The Explorer (Clayton Waycross Homes)

Frequently Asked Questions

Can manufactured homes withstand hurricane winds?

In areas prone to hurricane-force winds (known as Wind Zones II and III, according to HUD’s new Basic Wind Zone Map), the wind safety standards require that manufactured homes be resistant to winds up to 100 miles-per-hour in Wind Zone II and 110 miles-per-hour in Wind Zone III. An essential element in the adequate wind safety of a manufactured home is the proper installation and anchoring of the house according to its instructions. Installation standards are regulated on a state-by-state basis. When properly installed and anchored, the manufactured home’s wind resistance is significantly improved. For each new manufactured home sold, the manufacturer must include installation instructions to support and anchor the house properly. This requirement is part of the windstorm protection provisions of the HUD Code. All of our homes are HUD certified. 

Are the manufactured homes energy efficient?

Modern manufactured homes are just as energy efficient as a site-built home.

In 1994, a new federal law was initiated to make all homes more energy-efficient, and the regulations have continued to be updated.

HUD went so far as to divide the country into three regions, and manufactured homes produced for each area have to meet the performance zones and snow loads for each.

Can manufactured homes gain value or appreciate?

A manufactured home can and does appreciate. Of course, there’s a lot of variables that play into that appreciation. If your manufactured home is permanently installed on owned land, the combined property can appreciate.

If your home is on a rented or leased lot, it will rarely appreciate. The average rate of depreciation is 2.7% -3.6%

Are mobile and manufactured homes more prone to fire?

No. Foremost Insurance did a national fire study and found that site-built homes were more than two times as likely to experience a fire than manufactured homes. They found that 17 site-built homes out of 1000 had home fires instead of only 8 per 1000 manufactured homes.

Are all the homes cookie cutter?

Contrary to belief, Mobile Homes won’t hinder your creativity in decorating your home. There are many creative ways to improve your mobile home, from lighting hacks to the right spacing that improves traffic flow.
Are you looking to give the illusion of more space? Mirrors are a mobile home’s best friend. They bounce light around and create the illusion of space. Place them everywhere you possibly can! An accent wall painted a different color from the other divisions can help make the same effect! Remember to use vertical storage to keep your walls looking longer and to hang your art at the same level to convey symmetry. If you want to spruce up the outside of your home, consider building a four step porch. This helps add dimension to the outside of your home in a cost effective way. If you’re looking to get creative, without hurting your wallet, just ask us! We can help you find ideas to take your home to the next level.

How do the prices compare to the average home?

Where a stick built home may not be affordable for you, a manufactured home may be more attainable. For pricing on your home, contact us today.

Are the homes built to last?

Each of our homes is built in a factory-controlled environment and wind tested. Our homes are built with safe, long-lasting, and innovative material to ensure durability and protection from the elements. Our homes are also HUD certified.

Where are the homes constructed?

Every ScotBuilt and Deer Vally Homebuilders home is constructed inside a state-of-the-art, climate-controlled facility, away from the elements. It’s a smarter way to build that ensures every aspect of your home is of the highest quality. If you are curious about how these homes are built, check out the Interactive Facility Tour.

Our Mission

We strive to provide attainable housing solutions with quality options to home buyers, while adding value to the community.

Financing Options

21st Mortgage can lend on just the home, and sometimes, they can use your land as your down payment. If applying for MHE, use 3055-1 as the dealer code. Follow the link to apply.

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Build your new home with confidence with 1st Signature Lending.  As a nationally recognized leader in construction-to-permanent lending, 1st Signature Lending emphasizes its affordable financing options.  With an interest-rate lock for the first 12 months after closing, 1st Signature Lending is now offering their CTP Mortgage Loan for borrowers with credit scores as low as 580 – and there’s absolutely no catch.  By offering conventional, FHA, USDA, and VA loans, 1st Signature Lending provides financing options that can meet your needs as a new homeowner.  Find confidence in affordability by financing with 1st Signature Lending.

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We have other Lenders that we can use. Cascade and Revolution Mortgage.  Please contact us if you have any questions.

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